What happens after I accept the DIP declarations for NatWest?
After accepting the DIP declarations for NatWest, the following steps will occur:
You will receive confirmation on the screen that you have accepted the declarations before submitting the DIP to NatWest.
You can download and store the declarations locally for future reference if needed.
Before submitting the DIP application, you will need to tick the checkbox confirming that Smartr365 will submit the application on your behalf and that you are confident the information provided is accurate.
Click on "Submit DIP Application".
You will then receive confirmation of whether the submission was successful or unsuccessful.
Click on the "Results" button at the top right.
Your results will be returned almost immediately, usually within 1 minute.
In the "Results" tab, you will see the completed submissions.
From there, you can start the mortgage application by clicking on the "Begin Mortgage Application" button.
Once you click on "Begin Mortgage Application", you will be directed to the Full Mortgage application. The Decision In Principle (DIP) ID will be automatically filled in, and if you have multiple DIP submissions, the latest one will be displayed in the dropdown. You can view all DIP IDs within the dropdown. Complete the remaining fields for the full mortgage application submission.
What happens once I accept the FMA Declarations for NatWest?
Similar to the DIP process, you will receive confirmation on the screen that you have accepted the FMA declarations before submitting the application to NatWest.
You can download and store the declarations locally for future reference if needed.
Before submitting the full mortgage application, you will need to tick the checkbox confirming that Smartr365 will submit the application on your behalf and that you are confident the information provided is accurate.
Click on the "Preview Mortgage Application" button.
Click on the "Mortgage Application" button.
You will then receive confirmation of whether the submission was successful or unsuccessful.
Click on the "Results" button at the top right.
Your results will be returned almost immediately, usually within 3 minutes.
In the "Results" tab, you will see the completed submissions.
For a more detailed explanation, you can watch the video provided below:
Video: A walkthrough of the DIP and FMA journey for employed clients.